{"id":624,"date":"2026-04-13T11:49:22","date_gmt":"2026-04-13T11:49:22","guid":{"rendered":"https:\/\/stergereistoricbc.ro\/?page_id=624"},"modified":"2026-07-26T08:55:35","modified_gmt":"2026-07-26T08:55:35","slug":"stergere-din-biroul-de-credit","status":"publish","type":"page","link":"https:\/\/stergereistoricbc.ro\/","title":{"rendered":"Stergere din biroul de credit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"624\" class=\"elementor elementor-624\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1573c9b e-flex e-con-boxed e-con e-parent\" data-id=\"1573c9b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb18ada elementor-widget elementor-widget-heading\" data-id=\"cb18ada\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vrei sa stergi istoricul din Biroul de Credit? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b934d61 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b934d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-thumbs-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti spunem clar daca se poate face ceva in cazul tau<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-thumbs-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam  daca exista erori sau probleme de raportare<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-thumbs-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam situatia ta concreta, nu teoretic<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-thumbs-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.27 286.69C475.04 271.84 480 256 480 236.85c0-44.015-37.218-85.58-85.82-85.58H357.7c4.92-12.81 8.85-28.13 8.85-46.54C366.55 31.936 328.86 0 271.28 0c-61.607 0-58.093 94.933-71.76 108.6-22.747 22.747-49.615 66.447-68.76 83.4H32c-17.673 0-32 14.327-32 32v240c0 17.673 14.327 32 32 32h64c14.893 0 27.408-10.174 30.978-23.95 44.509 1.001 75.06 39.94 177.802 39.94 7.22 0 15.22.01 22.22.01 77.117 0 111.986-39.423 112.94-95.33 13.319-18.425 20.299-43.122 17.34-66.99 9.854-18.452 13.664-40.343 8.99-62.99zm-61.75 53.83c12.56 21.13 1.26 49.41-13.94 57.57 7.7 48.78-17.608 65.9-53.12 65.9h-37.82c-71.639 0-118.029-37.82-171.64-37.82V240h10.92c28.36 0 67.98-70.89 94.54-97.46 28.36-28.36 18.91-75.63 37.82-94.54 47.27 0 47.27 32.98 47.27 56.73 0 39.17-28.36 56.72-28.36 94.54h103.99c21.11 0 37.73 18.91 37.82 37.82.09 18.9-12.82 37.81-22.27 37.81 13.489 14.555 16.371 45.236-5.21 65.62zM88 432c0 13.255-10.745 24-24 24s-24-10.745-24-24 10.745-24 24-24 24 10.745 24 24z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti explicam exact ce pasi trebui urmati<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6fd3a3 e-con-full e-flex e-con e-child\" data-id=\"b6fd3a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9429129 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"9429129\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-double-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34zm192-34l-136-136c-9.4-9.4-24.6-9.4-33.9 0l-22.6 22.6c-9.4 9.4-9.4 24.6 0 33.9l96.4 96.4-96.4 96.4c-9.4 9.4-9.4 24.6 0 33.9l22.6 22.6c9.4 9.4 24.6 9.4 33.9 0l136-136c9.4-9.2 9.4-24.4 0-33.8z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vezi daca poti obtine stergerea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-585b26f elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"585b26f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M36.2989 4C42.2029 4 45.318 7.44988 45.318 12.0492C45.318 14.4313 44.4153 17.2236 42.6946 19.9342L26.8697 44H24.9027L9.07775 19.9342C7.35629 17.2236 6.45438 14.4313 6.45438 12.0492C6.45438 7.44988 9.57028 4 15.4735 4C21.0488 4 23.4259 7.36738 24.2455 12.8702H27.5253C28.3449 7.36738 30.7228 4 36.2973 4H36.2989Z\" fill=\"url(#paint0_linear_5467_33091)\"><\/path><path d=\"M14.9386 22.1011L11.4553 15.1304L7.96732 22.1011L1 25.5833L7.96732 29.0679L11.4553 36.0395L14.9386 29.0679L21.9091 25.5833L14.9386 22.1011Z\" fill=\"white\"><\/path><defs><linearGradient id=\"paint0_linear_5467_33091\" x1=\"11.9474\" y1=\"3.09331\" x2=\"39.8756\" y2=\"30.9717\" gradientUnits=\"userSpaceOnUse\"><stop stop-color=\"white\"><\/stop><stop offset=\"0.06\" stop-color=\"#FEE7DA\"><\/stop><stop offset=\"0.16\" stop-color=\"#FDC8A7\"><\/stop><stop offset=\"0.26\" stop-color=\"#FCAB7A\"><\/stop><stop offset=\"0.37\" stop-color=\"#FC9454\"><\/stop><stop offset=\"0.48\" stop-color=\"#FB8035\"><\/stop><stop offset=\"0.59\" stop-color=\"#FB711E\"><\/stop><stop offset=\"0.71\" stop-color=\"#FB670D\"><\/stop><stop offset=\"0.84\" stop-color=\"#FB6103\"><\/stop><stop offset=\"1\" stop-color=\"#FB5F00\"><\/stop><\/linearGradient><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>+10 ani experienta <\/strong> in domeniul financiar si in solicitari catre Biroul de Credit.<br><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83d6ca4 e-con-full e-flex e-con e-child\" data-id=\"83d6ca4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21d3a57 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"21d3a57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"css-1x5msv2-section css-hqi55i-sectionColor css-1v4sugm css-huer0q css-19msw4o\"><div class=\"css-v4b8n3-holder css-19msw4o css-1mstajq\"><div class=\"css-oolrfl css-1rir80e\"><section class=\"css-1x5msv2-section css-hqi55i-sectionColor css-q1l7gw css-huer0q css-19msw4o\"><div class=\"css-v4b8n3-holder css-19msw4o css-66my6w-holderMaxWidth css-1273j0\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p class=\"css-1uq6mu9 css-rr08kv-textFontWeight css-oi9nct-textDisplay css-7edycg-textAlign css-1wr2t0u-textColor css-0\">Ajutam persoane din toata tara sa afle daca in cazul lor exista o solutie pentru sterergera din Biroul de Credit.<\/p><\/div><\/div><\/section><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-728e1bc e-flex e-con-boxed e-con e-parent\" data-id=\"728e1bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76591ca elementor-widget elementor-widget-heading\" data-id=\"76591ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum te putem ajuta concret? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4728651 elementor-widget elementor-widget-text-editor\" data-id=\"4728651\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vezi cum functioneaza procesul si ce facem in cazul tau<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693b8c4 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"693b8c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"110344388\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1103443881\" data-tab-title-id=\"e-n-tab-title-1103443881\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1103443881\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tAnalizam situatia ta\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1103443882\" data-tab-title-id=\"e-n-tab-title-1103443882\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1103443882\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tVerificam datele din Biroul de Credit\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1103443883\" data-tab-title-id=\"e-n-tab-title-1103443883\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1103443883\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tIdentificam eventualele erori sau probleme\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1103443884\" data-tab-title-id=\"e-n-tab-title-1103443884\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1103443884\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tIti spunem clar daca exista o solutie\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1103443881\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1103443881\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-72c0214 e-con-full e-flex e-con e-child\" data-id=\"72c0214\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1103443882\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1103443882\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-df79684 e-con-full e-flex e-con e-child\" data-id=\"df79684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1103443883\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1103443883\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-57458c2 e-con-full e-flex e-con e-child\" data-id=\"57458c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1103443884\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1103443884\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-df12efc e-con-full e-flex e-con e-child\" data-id=\"df12efc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1da8798 elementor-widget elementor-widget-text-editor\" data-id=\"1da8798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Procesul este simplu: anlizam cazul tau\u00a0 si iti spunem clar daca exista sau nu o solutie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97475e6 elementor-widget__width-initial elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"97475e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Verifica situatia mea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32a7025 e-flex e-con-boxed e-con e-parent\" data-id=\"32a7025\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbb9ebe elementor-widget elementor-widget-heading\" data-id=\"bbb9ebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hai sa vedem daca poti obtine stergerea din Biroul de Credit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc23095 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dc23095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu toate cazurile sunt la fel. Analizam situatia ta si iti spunem clar daca exista sanse reale de corectare sau de stergere din Biroul de Credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02bf5da e-con-full e-flex e-con e-child\" data-id=\"02bf5da\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9c17391 e-con-full e-flex e-con e-child\" data-id=\"9c17391\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-871a3b2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"871a3b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce verificam inainte de a solicita stergerea din Biroul de Credit:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7ee596 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e7ee596\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Restantele sunt raportate corect<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Exista diferente sau erori in datele raportate<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Datele din Biroul de Credit reflecta situatia ta reala<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74aa01b e-con-full e-flex e-con e-child\" data-id=\"74aa01b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcbe9e3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"fcbe9e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analiza contractelor inchise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0692417 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"0692417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Afla mai multe\u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0511dd1 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"0511dd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"642\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico-1024x642.png\" class=\"attachment-large size-large wp-image-1501\" alt=\"Scor Fico\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico-1024x642.png 1024w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico-300x188.png 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico-768x482.png 768w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico-1536x964.png 1536w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Scor-Fico.png 1583w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e767e9 e-con-full e-flex e-con e-child\" data-id=\"6e767e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-694e3d3 e-con-full e-flex e-con e-child\" data-id=\"694e3d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6592be elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c6592be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interogari multiple si scorul<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4f025 elementor-widget elementor-widget-text-editor\" data-id=\"2a4f025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Analizam:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93370db elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"93370db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Numarul interogarilor<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Impactul asupra scorului<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eventuale interogari duplicate<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2679a80 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"2679a80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"631\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala-1024x631.png\" class=\"attachment-large size-large wp-image-1506\" alt=\"Acoperire nationala\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala-1024x631.png 1024w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala-300x185.png 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala-768x473.png 768w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala-1536x946.png 1536w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Acoperire-nationala.png 1598w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1312b3d e-con-full e-flex e-con e-child\" data-id=\"1312b3d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f5f6c4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8f5f6c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Probleme de actualizare<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f18fb02 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f18fb02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Exista situatii in care:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a839de elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7a839de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">datele nu sunt actualizate corect<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">contractele apar gresit<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">informatiile sunt incomplete<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da7404c elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"da7404c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"677\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit-1024x677.png\" class=\"attachment-large size-large wp-image-1507\" alt=\"Situatia raportarilor din Biroul de Credit\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit-1024x677.png 1024w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit-300x198.png 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit-768x508.png 768w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit-1536x1016.png 1536w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/05\/Situatia-raportarilor-din-biroul-de-credit.png 1542w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e03e43 e-con-full e-flex e-con e-child\" data-id=\"5e03e43\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6860311 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6860311\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Verificarea situatiei concrete<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7faf1e8 elementor-widget__width-initial elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"7faf1e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Fiecare caz este analizat individual pentru a vedea daca exista sanse reale de corectare sau stergere. \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55d502a elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"55d502a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-20-iun.-2026-13_29_51.png\" class=\"attachment-full size-full wp-image-1516\" alt=\"Solicita analiza gratuita\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-20-iun.-2026-13_29_51.png 1536w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-20-iun.-2026-13_29_51-300x200.png 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-20-iun.-2026-13_29_51-1024x683.png 1024w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/06\/ChatGPT-Image-20-iun.-2026-13_29_51-768x512.png 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b8ea74 e-flex e-con-boxed e-con e-parent\" data-id=\"2b8ea74\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/stergereistoricbc.ro\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/ahrefs-big-data-IUEYCYWZ.mp4&quot;,&quot;background_video_start&quot;:10,&quot;background_video_end&quot;:70,&quot;background_play_once&quot;:&quot;yes&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" role=\"presentation\" autoplay muted playsinline><\/video>\n\t\t\t\t\t<\/div>\t\t<div class=\"elementor-element elementor-element-5f6ed64 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"5f6ed64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ANALIZA GRATUITA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f72bb elementor-widget elementor-widget-heading\" data-id=\"d1f72bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">De ce sa ne alegi pentru analiza cazului tau?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4880d65 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4880d65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Fiecare situatie este diferita. Analizam cazul tau cu atentie, iti spunem sincer daca exista sanse reale si iti explicam ce pasi poti urma.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d803482 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"d803482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita o analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49c0e8d e-con-full e-flex e-con e-child\" data-id=\"49c0e8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f6de1d5 e-con-full e-flex e-con e-child\" data-id=\"f6de1d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2eed6a0 elementor-widget elementor-widget-counter\" data-id=\"2eed6a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Experienta de peste 10 ani<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"1\" data-delimiter=\",\">1<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+ Ani<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6151b elementor-widget elementor-widget-text-editor\" data-id=\"1b6151b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Activam in domeniul financiar si cunoastem modul in care sunt raportate si verificate datele din Biroul de Credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0ddbff e-con-full e-flex e-con e-child\" data-id=\"a0ddbff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b158fd7 elementor-widget elementor-widget-counter\" data-id=\"b158fd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Fiecare caz este unic<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"100\" data-delimiter=\",\">100<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35cc9ab elementor-widget elementor-widget-text-editor\" data-id=\"35cc9ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu folosim raspunsuri standard. Analizam documentele si situatia ta inainte de orice recomandare.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5832d22 e-con-full e-flex e-con e-child\" data-id=\"5832d22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9703d33 elementor-widget elementor-widget-counter\" data-id=\"9703d33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Transparenta totala<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"100\" data-delimiter=\",\">100<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5be43c4 elementor-widget elementor-widget-text-editor\" data-id=\"5be43c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-1lnc82l-container\"><div class=\"css-19q1yqd-content\"><section id=\"#big-data\" class=\"css-1x5msv2-section css-b8krmw-sectionColor css-r5wcfg css-135in2k css-1jt3sva-sectionFullWidth css-15vvt3d\"><div class=\"css-v4b8n3-holder css-1kt7gng css-66my6w-holderMaxWidth css-1mstajq\"><div class=\"css-dzm7md css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n css-jnxr0r css-k51ack css-10klw3m\"><div class=\"css-12axwg0 css-1rir80e css-1t3idtr-fullWidth\"><div class=\"css-1nojgtk css-1okl3q8 css-rcmr1t css-1xc55ay css-1w855gb css-1867hry css-1andnh6\"><div class=\"css-1x8d8v3-stat\"><div class=\"css-sddoxu css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-iwmuvd\"><div class=\"css-1fu38of css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-6twsqq css-1soja3n css-1y3jl3a css-1sy0xge\"><div class=\"css-1uq6mu9 css-rr08kv-textFontWeight css-oi9nct-textDisplay css-125ozqm-textColor css-0\">Daca apreciem ca nu exista sanse reale, iti spunem acest lucru de la inceput.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e4d1cd e-flex e-con-boxed e-con e-parent\" data-id=\"3e4d1cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31abc55 elementor-widget elementor-widget-heading\" data-id=\"31abc55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cu ce problema te confrunti?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf752c1 elementor-widget elementor-widget-n-accordion\" data-id=\"cf752c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2170\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2170\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Vreau sa sterg istoricul din Biroul de Credit <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2170\" class=\"elementor-element elementor-element-e1c542e e-con-full e-flex e-con e-child\" data-id=\"e1c542e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2170\" class=\"elementor-element elementor-element-c19b969 e-flex e-con-boxed e-con e-child\" data-id=\"c19b969\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f915c25 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f915c25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam situatia ta pas cu pas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam daca exista motive pentru o solicitare<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti explicam clar ce optiuni ai<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64b7f71 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"64b7f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2171\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2171\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Am fost raportat cu restante <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2171\" class=\"elementor-element elementor-element-1c65781 e-con-full e-flex e-con e-child\" data-id=\"1c65781\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2171\" class=\"elementor-element elementor-element-9ad01eb e-flex e-con-boxed e-con e-child\" data-id=\"9ad01eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4215d48 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4215d48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam daca raportarea este corecta<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam informatiile raportate<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti spunem ce se poate face mai departe<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9943712 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"9943712\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2172\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2172\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Cred ca exista o eroare in Biroul de Credit <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2172\" class=\"elementor-element elementor-element-70ef919 e-con-full e-flex e-con e-child\" data-id=\"70ef919\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2172\" class=\"elementor-element elementor-element-a455c07 e-flex e-con-boxed e-con e-child\" data-id=\"a455c07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a53752b elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a53752b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam datele raportate<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Comparam documentele disponibile<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Identificam eventualele neconcordante<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-999464f elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"999464f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2173\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2173\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Nu am fost informat inainte de raportare <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2173\" class=\"elementor-element elementor-element-2ab7c5f e-con-full e-flex e-con e-child\" data-id=\"2ab7c5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2173\" class=\"elementor-element elementor-element-c99c354 e-flex e-con-boxed e-con e-child\" data-id=\"c99c354\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caceb3d elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"caceb3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam documentele existente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam modul in care a fost facuta raportarea<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti explicam ce optiuni ai<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c2808b elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"9c2808b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2174\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2174\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Am fost refuzat la un credit din cauza Biroului de Credit <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zM124 296c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h264c6.6 0 12 5.4 12 12v56c0 6.6-5.4 12-12 12H124z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2174\" class=\"elementor-element elementor-element-ffbaf18 e-con-full e-flex e-con e-child\" data-id=\"ffbaf18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2174\" class=\"elementor-element elementor-element-f0e1df0 e-flex e-con-boxed e-con e-child\" data-id=\"f0e1df0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc07424 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cc07424\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam daca istoricul raportat te poate afecta<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Verificam daca exista probleme care merita investigate<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti spunem ce pasi poti urma<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0817af7 elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"0817af7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27bac56 e-flex e-con-boxed e-con e-parent\" data-id=\"27bac56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dff29b8 e-con-full e-flex e-con e-child\" data-id=\"dff29b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d0e490 elementor-widget elementor-widget-heading\" data-id=\"4d0e490\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ai avut probleme in trecut? Asta nu inseamna ca viitorul tau trebuie sa fie blocat de Biroul de Credit.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d989d6 elementor-widget elementor-widget-heading\" data-id=\"8d989d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Poate ai ramas fara loc de munca, ai avut probleme de sanatate sau pur si simplu nu ai mai putut plati ratele la timp. Se poate intampla oricui. Daca astazi ti-ai revenit si vrei sa mergi mai departe, hai sa verificam impreuna daca exista o solutie pentru cazul tau.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0603913 e-con-full e-flex e-con e-child\" data-id=\"0603913\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4491cd2 e-con-full e-flex e-con e-child\" data-id=\"4491cd2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d790c91 elementor-widget elementor-widget-heading\" data-id=\"d790c91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Meriti o noua sansa\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e8cdb5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5e8cdb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-10srfct css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1l7u25v\"><div class=\"css-y9lfrs css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1lwew1b css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p class=\"css-uoqnqe css-rr08kv-textFontWeight css-oi9nct-textDisplay css-0\">Nu putem schimba trecutul, dar putem analiza daca exista o solutie pentru viitorul tau.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e01eb4a e-con-full e-flex e-con e-child\" data-id=\"e01eb4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cca6dc5 elementor-widget__width-initial elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cca6dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Analizam fiecare caz individual<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iti spunem sincer daca exista o solutie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Te ghidam pas cu pas pe parcursul procesului<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-240c7c5 elementor-widget__width-initial elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"240c7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0a95d7 e-flex e-con-boxed e-con e-parent\" data-id=\"c0a95d7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e79a81 elementor-widget elementor-widget-heading\" data-id=\"9e79a81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><br>Ce se intampla dupa ce ne contactezi? <br><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a78b02 e-con-full e-flex e-con e-child\" data-id=\"8a78b02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-885bb87 e-con-full e-flex e-con e-child\" data-id=\"885bb87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5578ec2 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"5578ec2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\ud83d\udd0d Verificam situatia ta.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\nAnalizam documentele si istoricul raportat\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a88b5cb e-con-full e-flex e-con e-child\" data-id=\"a88b5cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bc0fb3 elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"9bc0fb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\ud83d\udcdd Redactam solicitarile\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPregatim documentele necesare pentru cazul tau.\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f15aa4 e-con-full e-flex e-con e-child\" data-id=\"2f15aa4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62e907d elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"62e907d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u2696\ufe0f Analizam sansele reale\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNu facem promisiuni. Iti spunem sincer daca exista o solutie.\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc8cf6 elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"0bc8cf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\ud83e\udd1d Te ghidam\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNu ramai singur. Iti explicam fiecare pas.\n\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e4f51a e-con-full e-flex e-con e-child\" data-id=\"5e4f51a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-75ffc75 e-con-full e-flex e-con e-child\" data-id=\"75ffc75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63403cc elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"63403cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\ud83d\udcac Iti raspundem la intrebari\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIti oferim raspunsuri clare si pe intelesul tau.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8bd88c0 e-con-full e-flex e-con e-child\" data-id=\"8bd88c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d90481f elementor-widget__width-initial elementor-widget elementor-widget-icon-box\" data-id=\"d90481f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\ud83d\ude80 Te ajutam sa mergi mai departe\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tScopul nostru este sa intelegi optiunile pe care le ai.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9833b97 e-flex e-con-boxed e-con e-parent\" data-id=\"9833b97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-685a85f e-con-full e-flex e-con e-child\" data-id=\"685a85f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1d0314b e-con-full e-flex e-con e-child\" data-id=\"1d0314b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49ab2bd elementor-widget elementor-widget-heading\" data-id=\"49ab2bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alatura-te comunitatii noastre<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2623459 e-con-full e-flex e-con e-child\" data-id=\"2623459\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48ed65d elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"48ed65d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Intra in grupul nostru privat de Facebook si discuta cu persoane care trec prin situatii similare. Pune intrebari, afla informatii utile despre Biroul de Credit si primeste sfaturi practice pentru cazul tau.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be1207a elementor-shape-circle e-grid-align-left elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"be1207a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-59270a3\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">X-twitter<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-f19e660\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-ae0c429\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9cd80cf e-flex e-con-boxed e-con e-parent\" data-id=\"9cd80cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1348a50 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"1348a50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83c\udfc6 Studii de caz: Exemple reale de stergere din Biroul de Credit\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28cb82b elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"28cb82b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fiecare situatie este unica. Exemplele de mai jos sunt bazate pe cazuri reale, anonimizate pentru protejarea confidentialitatii clientilor. Rezultatele obtinute intr-un caz nu garanteaza acelasi rezultat in alte situatii.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c261079 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"c261079\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;start&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"203821177\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2038211771\" data-tab-title-id=\"e-n-tab-title-2038211771\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2038211771\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tStudii de caz\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2038211771\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2038211771\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-07fbcc7 e-con-full e-flex e-con e-child\" data-id=\"07fbcc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0af7466 e-flex e-con-boxed e-con e-child\" data-id=\"0af7466\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-19db797 e-con-full e-flex e-con e-child\" data-id=\"19db797\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e949662 e-con-full e-flex e-con e-child\" data-id=\"e949662\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-86cfaf3 e-con-full e-flex e-con e-child\" data-id=\"86cfaf3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d72543a elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"d72543a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Stergere din biroul de credit Provident<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de11850 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"de11850\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-flag-usa-solid\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mehedinti<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc8cf3a e-con-full e-flex e-con e-child\" data-id=\"dc8cf3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa58c17 e-con-full e-flex e-con e-child\" data-id=\"fa58c17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e45761 elementor-widget elementor-widget-heading\" data-id=\"2e45761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"margin-bottom:24px\">\nLa inceput nu am crezut ca se mai poate face ceva. Aveam o raportare la Provident, categoria 6 din 2025, si eram convins ca trebuie sa astept cativa ani. Am apelat la StergereIstoricBC.ro mai mult din curiozitate.\n<\/p>\n\n<p style=\"margin-bottom:24px\">\nMi-au analizat situatia, mi-au explicat fiecare pas si au gasit o solutie pe care eu nici nu o luam in calcul. La final, s-a obtinut stergerea din Biroul de Credit.\n<\/p>\n\n<p>\nMi-a placut faptul ca nu mi-au facut promisiuni de la inceput, ci mi-au spus sincer ce sanse am.\n<\/p>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e1fa42 e-con-full e-flex e-con e-child\" data-id=\"5e1fa42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c32eadd elementor-widget elementor-widget-text-editor\" data-id=\"c32eadd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Institutie: Provident<br \/>Categoria de intarziere: 6<br \/>An intarziere: 2025<\/p><p>Rezultat: S-a obtinut stergerea din biroul de credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b72420e e-con-full e-flex e-con e-child\" data-id=\"b72420e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c9399f2 e-con-full e-flex e-con e-child\" data-id=\"c9399f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-438f6aa elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"438f6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"170\" height=\"170\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/04\/6oL2974dqOZzZYb5g1bE06fytw.png\" class=\"attachment-large size-large wp-image-168\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9857dac elementor-widget elementor-widget-text-editor\" data-id=\"9857dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"css-dtb5zf css-rr08kv-textFontWeight css-oi9nct-textDisplay css-1wr2t0u-textColor css-0\">T.G. Gogan<br \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eddbd56 e-con-full e-flex e-con e-child\" data-id=\"eddbd56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79b4781 elementor-widget__width-initial elementor-mobile-align-center elementor-align-right elementor-widget elementor-widget-button\" data-id=\"79b4781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-156c6c4 e-con-full e-flex e-con e-child\" data-id=\"156c6c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f2bcb47 e-con-full e-flex e-con e-child\" data-id=\"f2bcb47\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8fdb754 e-con-full e-flex e-con e-child\" data-id=\"8fdb754\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5011df elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"a5011df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Stergere Biroul de Credit Hora Credit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cfc7a9 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"7cfc7a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-flag-usa-solid\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Voluntari<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ac714e e-con-full e-flex e-con e-child\" data-id=\"5ac714e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-29a3edd e-con-full e-flex e-con e-child\" data-id=\"29a3edd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e309f4c elementor-widget elementor-widget-heading\" data-id=\"e309f4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p>\nAm ajuns la echipa StergereIstoricBC.ro dupa ce am fost refuzat la un credit si am aflat ca aveam o raportare la Hora Credit. Era vorba despre o intarziere categoria 2, raportata in octombrie 2025. Nu stiam daca se mai poate face ceva si nici nu aveam asteptari foarte mari.\n<\/p>\n\n<p>\nDupa analiza documentelor, mi-au explicat care sunt aspectele importante ale cazului meu si au redactat solicitarile necesare. Pe tot parcursul procesului am fost informat si am stiut exact ce urmeaza.\n<\/p>\n\n<p>\nLa aproximativ 60 de zile de la trimiterea solicitarilor, s-a obtinut stergerea din Biroul de Credit. Am apreciat profesionalismul, transparenta si faptul ca am primit raspunsuri clare de la inceput pana la final.\n<\/p>\n\n\n<ul style=\"padding:0;margin:0\">\n    <li><strong>Institutie:<\/strong> Hora Credit<\/li>\n    <li><strong>Categoria de intarziere:<\/strong> 2<\/li>\n    <li><strong>An raportare:<\/strong> 2025<\/li>\n    <li><strong>Timp pana la solutionare:<\/strong> Aproximativ 60 de zile<\/li>\n    <li><strong>Rezultat:<\/strong> S-a obtinut stergerea din Biroul de Credit<\/li>\n<\/ul><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3c1419 e-con-full e-flex e-con e-child\" data-id=\"c3c1419\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ddaa21f e-con-full e-flex e-con e-child\" data-id=\"ddaa21f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5db8b2e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"5db8b2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"120\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/04\/Jon_Clark-DWO4SEBR.jpg\" class=\"attachment-large size-large wp-image-864\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-065ae27 elementor-widget elementor-widget-text-editor\" data-id=\"065ae27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"933\" data-end=\"951\">L.T. Alexandru<\/strong><br data-start=\"951\" data-end=\"954\" \/>Voluntari<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da21a85 e-con-full e-flex e-con e-child\" data-id=\"da21a85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bad9af8 elementor-widget__width-initial elementor-mobile-align-center elementor-align-right elementor-widget elementor-widget-button\" data-id=\"bad9af8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2100a9 e-con-full e-flex e-con e-child\" data-id=\"b2100a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0eb1048 e-con-full e-flex e-con e-child\" data-id=\"0eb1048\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d4cfc11 e-con-full e-flex e-con e-child\" data-id=\"d4cfc11\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d138b20 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"d138b20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Stergere raportari negative  Libra Bank<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bf7fec elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"9bf7fec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-flag-usa-solid\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Bucuresti<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5968e32 e-con-full e-flex e-con e-child\" data-id=\"5968e32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d5167c2 e-con-full e-flex e-con e-child\" data-id=\"d5167c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9248c6 elementor-widget elementor-widget-heading\" data-id=\"e9248c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p>\nAm apelat la StergereIstoricBC.ro dupa ce am aflat ca figurez in Biroul de Credit cu o raportare la Libra Bank si cu o poprire. Raportarea era inregistrata pana la data de 28 iunie 2024, cu litera G. Nu stiam daca mai exista vreo posibilitate de a remedia situatia.\n<\/p>\n\n<p>\nDupa analiza dosarului, echipa a identificat o eroare importanta care a stat la baza redactarii solicitarilor. Mi-au explicat clar care este problema identificata si de ce exista sanse reale de solutionare.\n<\/p>\n\n<p>\nIn mai putin de 30 de zile de la trimiterea solicitarilor, s-a obtinut stergerea raportarii din Biroul de Credit. Am apreciat profesionalismul, atentia la detalii si faptul ca au cautat o solutie adaptata situatiei mele, nu au folosit un model standard.\n<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31e25a4 e-con-full e-flex e-con e-child\" data-id=\"31e25a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-313f370 e-con-full e-flex e-con e-child\" data-id=\"313f370\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bc606b elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"9bc606b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"120\" height=\"120\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/04\/Ross_Simmonds-HGB6ELYV.jpg\" class=\"attachment-large size-large wp-image-867\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9207ffb elementor-widget elementor-widget-text-editor\" data-id=\"9207ffb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>T. Ionut<br \/>Bucuresti<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8166db2 e-con-full e-flex e-con e-child\" data-id=\"8166db2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de17711 elementor-widget__width-initial elementor-mobile-align-center elementor-align-right elementor-widget elementor-widget-button\" data-id=\"de17711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Solicita analiza gratuita \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53fa4f1 e-flex e-con-boxed e-con e-parent\" data-id=\"53fa4f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5753a9f e-con-full e-flex e-con e-child\" data-id=\"5753a9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9acc854 elementor-widget elementor-widget-image\" data-id=\"9acc854\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"427\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/biroul-de-credit-1-1024x427.jpg\" class=\"attachment-large size-large wp-image-1642\" alt=\"Biroul de Credit\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/biroul-de-credit-1-1024x427.jpg 1024w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/biroul-de-credit-1-300x125.jpg 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/biroul-de-credit-1-768x320.jpg 768w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/biroul-de-credit-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd88abb elementor-widget__width-initial elementor-widget elementor-widget-rating\" data-id=\"dd88abb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41ef154 elementor-widget elementor-widget-text-editor\" data-id=\"41ef154\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5\/5<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28748f1 e-con-full e-flex e-con e-child\" data-id=\"28748f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bd5fb1 elementor-widget elementor-widget-image\" data-id=\"0bd5fb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"296\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/Anspdcp-300x296.jpg\" class=\"attachment-medium size-medium wp-image-1640\" alt=\"Autoritatea de protectie a datelor\" srcset=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/Anspdcp-300x296.jpg 300w, https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/Anspdcp.jpg 450w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8efba8b elementor-widget__width-initial elementor-widget elementor-widget-rating\" data-id=\"8efba8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-768cb25 elementor-widget elementor-widget-text-editor\" data-id=\"768cb25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5\/5<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef7244d e-con-full e-flex e-con e-child\" data-id=\"ef7244d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ee1e4 elementor-widget elementor-widget-image\" data-id=\"63ee1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"196\" height=\"148\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/Anpc.png\" class=\"attachment-large size-large wp-image-1639\" alt=\"Autoritatea de protectie a consumatorilor\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60b1ac5 elementor-widget__width-initial elementor-widget elementor-widget-rating\" data-id=\"60b1ac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c81ab3 elementor-widget elementor-widget-text-editor\" data-id=\"9c81ab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5\/5<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad26a06 e-con-full e-flex e-con e-child\" data-id=\"ad26a06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee87bae elementor-widget elementor-widget-image\" data-id=\"ee87bae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"230\" height=\"90\" src=\"https:\/\/stergereistoricbc.ro\/wp-content\/uploads\/2026\/07\/Scorerise.png\" class=\"attachment-large size-large wp-image-1643\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac6fe0 elementor-widget__width-initial elementor-widget elementor-widget-rating\" data-id=\"5ac6fe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rating.default\">\n\t\t\t\t\t\t\t<div class=\"e-rating\" itemtype=\"https:\/\/schema.org\/Rating\" itemscope=\"\" itemprop=\"reviewRating\">\n\t\t\t<meta itemprop=\"worstRating\" content=\"0\">\n\t\t\t<meta itemprop=\"bestRating\" content=\"5\">\n\t\t\t<div class=\"e-rating-wrapper\" itemprop=\"ratingValue\" content=\"5\" role=\"img\" aria-label=\"Rated 5 out of 5\">\n\t\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"e-icon\">\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-marked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-icon-wrapper e-icon-unmarked\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-star-half-alt-solid\"><\/i>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c72d57 elementor-widget elementor-widget-text-editor\" data-id=\"2c72d57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5\/5<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04b5f0e e-flex e-con-boxed e-con e-parent\" data-id=\"04b5f0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20bcf53 elementor-widget elementor-widget-text-editor\" data-id=\"20bcf53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-1i3cavu css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1dtv4tr css-rf20lq css-1wy3e3o\"><div class=\"css-1yyqycf css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-11edd9c css-1igkov1 css-qcapd3\"><p class=\"css-1uq6mu9 css-rr08kv-textFontWeight css-oi9nct-textDisplay css-7edycg-textAlign css-24tsjo-textColor css-0\">Site uri utile in 2026<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcef03c elementor-widget__width-initial elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"bcef03c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-double-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34zm192-34l-136-136c-9.4-9.4-24.6-9.4-33.9 0l-22.6 22.6c-9.4 9.4-9.4 24.6 0 33.9l96.4 96.4-96.4 96.4c-9.4 9.4-9.4 24.6 0 33.9l22.6 22.6c9.4 9.4 24.6 9.4 33.9 0l136-136c9.4-9.2 9.4-24.4 0-33.8z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vreau stergerea datelor din Biroul de Credit!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8f3233 e-con-full e-flex e-con e-child\" data-id=\"f8f3233\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-221e774 e-con-full e-flex e-con e-child\" data-id=\"221e774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-78f43ff e-flex e-con-boxed e-con e-child\" data-id=\"78f43ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8603c39 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"8603c39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Afla acum daca poti obtine stergerea din Biroul de Credit. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f29026 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2f29026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M36.2989 4C42.2029 4 45.318 7.44988 45.318 12.0492C45.318 14.4313 44.4153 17.2236 42.6946 19.9342L26.8697 44H24.9027L9.07775 19.9342C7.35629 17.2236 6.45438 14.4313 6.45438 12.0492C6.45438 7.44988 9.57028 4 15.4735 4C21.0488 4 23.4259 7.36738 24.2455 12.8702H27.5253C28.3449 7.36738 30.7228 4 36.2973 4H36.2989Z\" fill=\"url(#paint0_linear_5467_33091)\"><\/path><path d=\"M14.9386 22.1011L11.4553 15.1304L7.96732 22.1011L1 25.5833L7.96732 29.0679L11.4553 36.0395L14.9386 29.0679L21.9091 25.5833L14.9386 22.1011Z\" fill=\"white\"><\/path><defs><linearGradient id=\"paint0_linear_5467_33091\" x1=\"11.9474\" y1=\"3.09331\" x2=\"39.8756\" y2=\"30.9717\" gradientUnits=\"userSpaceOnUse\"><stop stop-color=\"white\"><\/stop><stop offset=\"0.06\" stop-color=\"#FEE7DA\"><\/stop><stop offset=\"0.16\" stop-color=\"#FDC8A7\"><\/stop><stop offset=\"0.26\" stop-color=\"#FCAB7A\"><\/stop><stop offset=\"0.37\" stop-color=\"#FC9454\"><\/stop><stop offset=\"0.48\" stop-color=\"#FB8035\"><\/stop><stop offset=\"0.59\" stop-color=\"#FB711E\"><\/stop><stop offset=\"0.71\" stop-color=\"#FB670D\"><\/stop><stop offset=\"0.84\" stop-color=\"#FB6103\"><\/stop><stop offset=\"1\" stop-color=\"#FB5F00\"><\/stop><\/linearGradient><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t+10 ani experienta\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tin domeniul financiar si in solicitari catre Biroul de Credit.<br>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22d3ea9 e-flex e-con-boxed e-con e-child\" data-id=\"22d3ea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-24e0996 e-con-full e-flex e-con e-child\" data-id=\"24e0996\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ebca1b elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"8ebca1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-hand-point-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M105.6 83.2v86.177a115.52 115.52 0 0 0-22.4-2.176c-47.914 0-83.2 35.072-83.2 92 0 45.314 48.537 57.002 78.784 75.707 12.413 7.735 23.317 16.994 33.253 25.851l.146.131.148.129C129.807 376.338 136 384.236 136 391.2v2.679c-4.952 5.747-8 13.536-8 22.12v64c0 17.673 12.894 32 28.8 32h230.4c15.906 0 28.8-14.327 28.8-32v-64c0-8.584-3.048-16.373-8-22.12V391.2c0-28.688 40-67.137 40-127.2v-21.299c0-62.542-38.658-98.8-91.145-99.94-17.813-12.482-40.785-18.491-62.791-15.985A93.148 93.148 0 0 0 272 118.847V83.2C272 37.765 234.416 0 188.8 0c-45.099 0-83.2 38.101-83.2 83.2zm118.4 0v91.026c14.669-12.837 42.825-14.415 61.05 4.95 19.646-11.227 45.624-1.687 53.625 12.925 39.128-6.524 61.325 10.076 61.325 50.6V264c0 45.491-35.913 77.21-39.676 120H183.571c-2.964-25.239-21.222-42.966-39.596-59.075-12.65-11.275-25.3-21.725-39.875-30.799C80.712 279.645 48 267.994 48 259.2c0-23.375 8.8-44 35.2-44 35.2 0 53.075 26.4 70.4 26.4V83.2c0-18.425 16.5-35.2 35.2-35.2 18.975 0 35.2 16.225 35.2 35.2zM352 424c13.255 0 24 10.745 24 24s-10.745 24-24 24-24-10.745-24-24 10.745-24 24-24z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vreau sa rezolv urgent<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51d2acc elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"51d2acc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Aplica Acum Gratuit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b4a2b1 e-con e-atomic-element e-flexbox-base e-23b477e \" data-id=\"2b4a2b1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2b4a2b1\">\n    \t\t<div class=\"elementor-element elementor-element-412d4c0 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"412d4c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tCuprins\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__412d4c0\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__412d4c0\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__412d4c0\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-1ce2e744 e-flex e-con-boxed e-con e-parent\" data-id=\"1ce2e744\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2de37e5e e-con-full e-flex e-con e-child\" data-id=\"2de37e5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-27546ed5 e-con-full e-flex e-con e-child\" data-id=\"27546ed5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d299fc5 elementor-widget elementor-widget-text-editor\" data-id=\"d299fc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"251\" data-end=\"542\">Daca ai probleme cu Biroul de Credit, probabil te intrebi daca mai exista vreo solutie pentru a-ti sterge istoricul negativ. In realitate, nu toate situatiile pot fi rezolvate, dar exista cazuri in care datele pot fi corectate sau chiar sterse, in functie de modul in care au fost raportate.<\/p><p data-start=\"544\" data-end=\"746\">In aceasta pagina iti explicam clar cand se poate face stergerea din Biroul de Credit, in ce situatii nu exista solutii si ce pasi poti urma daca vrei sa iti imbunatatesti sansele de a obtine un credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66268e69 elementor-widget elementor-widget-text-editor\" data-id=\"66268e69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"css-uoqnqe css-rr08kv-textFontWeight css-oi9nct-textDisplay css-0\">Mai jos vei vedea exact in ce situatie te incadrezi si ce optiuni reale ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-797d2056 e-con-full e-flex e-con e-child\" data-id=\"797d2056\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-1\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bdcef47 elementor-widget elementor-widget-button\" data-id=\"6bdcef47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 1<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e90de6 elementor-widget elementor-widget-heading\" data-id=\"6e90de6\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-6\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce este Biroul de Credit?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7a56b elementor-widget elementor-widget-text-editor\" data-id=\"6af7a56b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Biroul de Credit este o baza de date privata in care bancile si unele institutii financiare transmit informatii despre creditele acordate clientilor. Aceste informatii sunt folosite atunci cand analizeaza o noua cerere de credit.<\/p><p>In Biroul de Credit pot fi inregistrate date despre creditele active, creditele inchise, intarzierile la plata, restantele si alte informatii care ajuta institutiile financiare sa evalueze riscul atunci cand acorda un imprumut.<\/p><p>Este important sa stii ca simplul fapt ca figurezi in Biroul de Credit nu inseamna automat ca ai o problema. Multe persoane sunt inregistrate deoarece au avut sau au in prezent credite pe care le-au platit la timp. Prezenta in Biroul de Credit este un lucru normal pentru foarte multi clienti ai bancilor si IFN-urilor.<\/p><p>Problemele pot aparea atunci cand exista raportari privind intarzieri la plata, restante sau alte situatii care pot influenta aprobarea unui nou credit. Din acest motiv, este recomandat sa verifici periodic ce informatii sunt inregistrate despre tine.<\/p><p>Daca ai fost refuzat la un credit sau ai observat ca exista o raportare negativa in Biroul de Credit, este posibil ca situatia ta sa poata fi analizata. Echipa StergereIstoricBC.ro iti poate spune daca exista motive pentru a solicita corectarea sau, in anumite situatii, stergerea datelor raportate.<\/p><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-495ee6ef elementor-widget elementor-widget-button\" data-id=\"495ee6ef\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-2\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 2<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4457e9c elementor-widget elementor-widget-heading\" data-id=\"4457e9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cand esti raportat la biroul de credit si care este motivul?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61f63fc6 elementor-widget elementor-widget-text-editor\" data-id=\"61f63fc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O persoana poate fi raportata la Biroul de Credit atunci cand sunt indeplinite conditiile prevazute de lege si de regulile aplicabile participantilor la sistem. In cele mai multe cazuri, raportarea apare atunci cand exista restante la plata unui credit acordat de o banca sau de un IFN.<\/p><p>Pe langa restante, in Biroul de Credit pot fi inregistrate si alte informatii legate de contractele de credit, cum ar fi creditele aflate in derulare, creditele inchise sau solicitarile de credit efectuate la diferite institutii financiare.<\/p><p>Raportarea nu inseamna automat ca ai facut ceva gresit. Exista situatii in care o persoana a avut dificultati financiare temporare, a pierdut locul de munca, a avut probleme medicale sau au aparut alte evenimente care au dus la intarzieri la plata ratelor.<\/p><p>De asemenea, exista cazuri in care raportarea poate contine erori sau pot exista neclaritati privind modul in care au fost prelucrate datele personale. Din acest motiv, este important ca fiecare situatie sa fie analizata individual si sa se verifice daca informatiile raportate sunt corecte si respecta prevederile legale.<\/p><p>Daca ai descoperit ca figurezi in Biroul de Credit sau ai fost refuzat la obtinerea unui credit, este recomandat sa soliciti o analiza a situatiei tale. In functie de documente si de circumstantele fiecarui caz, se poate verifica daca exista motive pentru corectarea datelor sau pentru formularea unei solicitari privind stergerea din Biroul de Credit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ae934c7 e-con-full e-flex e-con e-child\" data-id=\"3ae934c7\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-2\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0d758 elementor-widget elementor-widget-button\" data-id=\"7e0d758\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-3\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 3<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65cb88a5 elementor-widget elementor-widget-heading\" data-id=\"65cb88a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cine poate raporta datele in Biroul de Credit?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a8e6399 elementor-widget elementor-widget-text-editor\" data-id=\"3a8e6399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Nu orice firma poate raporta date in Biroul de Credit. Raportarea poate fi facuta doar de bancile, IFN-urile si alte institutii financiare care sunt participante la sistemul Biroului de Credit si respecta regulile de functionare ale acestuia.<\/p><p>Printre institutiile care pot transmite date se numara bancile comerciale, institutiile financiare nebancare (IFN), societatile de leasing si alte entitati care au calitatea de participant la Biroul de Credit. Fiecare institutie este responsabila pentru corectitudinea si actualizarea datelor pe care le transmite.<\/p><p>Informatiile raportate pot include credite aflate in derulare, credite inchise, restante la plata, solicitari de credit si alte date prevazute de regulile Biroului de Credit. Aceste informatii sunt folosite de institutiile financiare atunci cand analizeaza o noua cerere de credit.<\/p><p>Este important de stiut ca Biroul de Credit nu decide ce informatii sunt raportate si nici daca un credit este aprobat sau respins. Responsabilitatea pentru exactitatea datelor apartine institutiei care le transmite.<\/p><p>Daca ai motive sa crezi ca informatiile raportate despre tine sunt incorecte, incomplete sau nu mai reflecta situatia reala, poti solicita verificarea acestora. In functie de documentele existente si de circumstantele fiecarui caz, poate exista posibilitatea corectarii sau, in anumite situatii, a solicitarii stergerii datelor din Biroul de Credit.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75f6000a e-con-full e-flex e-con e-child\" data-id=\"75f6000a\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-3\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fcc3319 elementor-widget elementor-widget-button\" data-id=\"4fcc3319\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-4\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 4<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f4b0736 elementor-widget elementor-widget-heading\" data-id=\"5f4b0736\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce informatii apar in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ddb08b1 elementor-widget elementor-widget-text-editor\" data-id=\"5ddb08b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>In Biroul de Credit pot fi inregistrate mai multe informatii despre creditele si solicitarile de credit ale unei persoane. Aceste date sunt transmise de bancile si institutiile financiare participante la sistem si sunt folosite atunci cand analizeaza o noua cerere de credit.<\/p><p>Printre informatiile care pot aparea in Biroul de Credit se numara creditele aflate in derulare, creditele inchise, restantele la plata, data primei restante, valoarea restantelor, solicitarile de credit si alte informatii prevazute de regulile Biroului de Credit.<\/p><p>In functie de situatia fiecarui client, raportul poate contine si informatii despre numarul de zile de intarziere la plata, categoria de intarziere, data actualizarii datelor sau alte informatii legate de contractele de credit raportate de institutiile financiare.<\/p><p>Aceste informatii sunt consultate de banci si IFN-uri atunci cand analizeaza daca pot acorda un nou credit. Din acest motiv, este important ca datele inregistrate sa fie corecte, complete si actualizate.<\/p><p>Daca observi ca in Biroul de Credit apar informatii pe care le consideri incorecte sau care nu mai corespund situatiei tale, este recomandat sa soliciti verificarea acestora. In functie de documentele existente si de circumstantele fiecarui caz, poate exista posibilitatea corectarii sau, in anumite situatii, a solicitarii stergerii datelor raportate.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf19286 e-con-full e-flex e-con e-child\" data-id=\"cf19286\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314c948 elementor-widget elementor-widget-button\" data-id=\"314c948\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-5\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 5<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bcddb3 elementor-widget elementor-widget-heading\" data-id=\"2bcddb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum poti verifica ce informatii sunt inregistrate despre tine la Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3d0a19 elementor-widget elementor-widget-text-editor\" data-id=\"d3d0a19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Daca vrei sa verifici ce informatii sunt inregistrate despre tine in Biroul de Credit, poti solicita raportul tau de la Biroul de Credit. Acest raport iti arata ce date au fost transmise de banci sau IFN-uri si ce informatii pot fi consultate atunci cand soliciti un nou credit.<\/p><p>Raportul poate contine informatii despre creditele active, creditele inchise, restantele la plata, solicitarile de credit, categoria de intarziere, data primei restante si alte date raportate de institutiile financiare participante la Biroul de Credit.<\/p><p>Cea mai simpla varianta este sa soliciti gratuit raportul direct de pe site-ul oficial <strong>www.birouldecredit.ro<\/strong>, unde iti poti crea un cont si poti vedea informatiile inregistrate pe numele tau.<\/p><p>O alta varianta este aplicatia <strong>ScoreRise<\/strong>, care iti permite sa obtii raportul din Biroul de Credit fara ca aceasta verificare sa iti afecteze scorul FICO. Acest serviciu este contra cost, iar tariful este de aproximativ 25 de lei, conform informatiilor afisate de furnizor.<\/p><p>Daca depui o cerere de credit la o banca sau la un IFN, poti solicita si o copie a raportului din Biroul de Credit utilizat pentru analiza dosarului tau. Astfel poti vedea ce informatii au fost consultate de institutia financiara.<\/p><p>Indiferent de metoda aleasa, este recomandat sa verifici cu atentie toate informatiile din raport. Daca observi date incorecte, incomplete sau care nu mai corespund situatiei tale, acestea ar trebui analizate inainte de a solicita un nou credit.<\/p><p>Daca nu stii cum sa interpretezi raportul din Biroul de Credit sau doresti sa afli daca exista motive pentru corectarea ori, in anumite situatii, pentru solicitarea stergerii datelor raportate, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e3f3ca0 e-con-full e-flex e-con e-child\" data-id=\"2e3f3ca0\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-4\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42eea8ba elementor-widget elementor-widget-button\" data-id=\"42eea8ba\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-6\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 6<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-405aa090 elementor-widget elementor-widget-heading\" data-id=\"405aa090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cat timp raman datele in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62eab145 elementor-widget elementor-widget-text-editor\" data-id=\"62eab145\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Conform regulilor Biroului de Credit, informatiile inregistrate in baza de date se pastreaza, de regula, timp de 4 ani de la data ultimei actualizari transmise de institutia financiara care a raportat datele.<\/p><p>Acest lucru inseamna ca plata datoriei nu duce automat la stergerea imediata a raportarii din Biroul de Credit. Dupa achitarea creditului sau a restantelor, institutia financiara actualizeaza situatia, iar perioada de stocare continua sa fie calculata conform regulilor aplicabile.<\/p><p>In functie de situatie, ultima actualizare poate fi reprezentata de achitarea restantei, inchiderea creditului sau o alta actualizare transmisa de banca ori IFN catre Biroul de Credit.<\/p><p>Cu toate acestea, exista situatii in care o persoana poate considera ca datele raportate sunt incorecte, incomplete sau nu mai respecta conditiile legale aplicabile. In astfel de cazuri, este posibil sa fie analizata oportunitatea formularii unei solicitari de corectare sau, dupa caz, de stergere a datelor, fara a astepta implinirea perioadei de 4 ani.<\/p><p>Daca doresti sa afli daca situatia ta se incadreaza intr-un astfel de caz, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e29e7 elementor-widget elementor-widget-heading\" data-id=\"2e29e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exemplu: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e9fa51 elementor-widget elementor-widget-text-editor\" data-id=\"76e9fa51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-14vfx6b css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Ai avut o restanta la un credit, iar dupa ce ai achitat datoria, banca a transmis ultima actualizare catre Biroul de Credit la data de 15.08.2024. Daca nu mai exista alte actualizari, informatia va ramane inregistrata pana la data de 15.08.2028, conform regulilor de stocare ale Biroului de Credit.<br \/><br \/><\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-054c64e e-con-full e-flex e-con e-child\" data-id=\"054c64e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6aaf382 elementor-widget elementor-widget-button\" data-id=\"6aaf382\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-7\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 7<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da33262 elementor-widget elementor-widget-heading\" data-id=\"da33262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Se pot sterge datele din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-619268c elementor-widget elementor-widget-text-editor\" data-id=\"619268c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Da, in anumite situatii datele din Biroul de Credit pot fi sterse. Totusi, acest lucru nu este posibil in orice caz si nu exista o garantie ca orice raportare poate fi eliminata. Fiecare situatie trebuie analizata individual, in functie de documente, de modul in care au fost raportate datele si de circumstantele fiecarui caz.<\/p><p>Exista situatii in care o persoana considera ca raportarea este incorecta, incompleta sau nu respecta conditiile prevazute de lege. In astfel de cazuri, poate exista posibilitatea solicitarii corectarii sau, dupa caz, a stergerii datelor din Biroul de Credit.<\/p><p>Inainte de redactarea unei solicitari, este recomandat sa fie analizate contractul de credit, raportul din Biroul de Credit si documentele primite de la banca sau IFN. O analiza corecta poate stabili daca exista argumente care justifica formularea unei cereri.<\/p><p>Este important de stiut ca simplul fapt ca ai achitat datoria nu inseamna automat ca datele vor fi sterse din Biroul de Credit. De asemenea, faptul ca datele sunt pastrate, de regula, timp de 4 ani conform regulilor Biroului de Credit nu exclude posibilitatea analizarii situatiei tale inainte de expirarea acestei perioade.<\/p><p>Daca doresti sa afli daca situatia ta permite formularea unei solicitari de stergere din Biroul de Credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0d6b0b e-con-full e-flex e-con e-child\" data-id=\"a0d6b0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-591193e elementor-widget elementor-widget-button\" data-id=\"591193e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-8\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 8<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d13fc9f elementor-widget elementor-widget-heading\" data-id=\"d13fc9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Se pot sterge datele din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8043438 elementor-widget elementor-widget-text-editor\" data-id=\"8043438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Nu exista o regula care sa permita stergerea din Biroul de Credit pentru toate persoanele. Fiecare situatie este diferita si trebuie analizata individual, in functie de documentele existente si de modul in care au fost raportate datele.<\/p><p>In anumite cazuri, analiza documentelor poate evidentia aspecte care justifica formularea unei solicitari de corectare sau, dupa caz, de stergere a datelor din Biroul de Credit. De aceea, este important ca fiecare caz sa fie verificat inainte de a trage o concluzie.<\/p><p>Printre situatiile care pot necesita o analiza se numara raportarea unor date considerate incorecte sau incomplete, neconcordante intre documente si informatiile raportate, actualizari care ridica semne de intrebare sau alte imprejurari care trebuie clarificate impreuna cu institutia financiara.<\/p><p>De asemenea, fiecare banca sau IFN are propriile documente si propriul mod de gestionare a raportarilor. Din acest motiv, doua persoane aflate aparent in aceeasi situatie pot avea rezultate diferite in urma analizei.<\/p><p>Inainte de redactarea unei solicitari, este recomandat sa fie analizate raportul din Biroul de Credit, contractul de credit, notificarea primita de la institutie, daca exista, precum si orice alte documente relevante.<\/p><p>Daca doresti sa afli daca situatia ta poate permite formularea unei solicitari de stergere din Biroul de Credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb02b2d e-con-full e-flex e-con e-child\" data-id=\"fb02b2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a27de2a elementor-widget elementor-widget-button\" data-id=\"a27de2a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-8\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 9<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5226eb8 elementor-widget elementor-widget-heading\" data-id=\"5226eb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce lege permite stergerea din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0514072 elementor-widget elementor-widget-text-editor\" data-id=\"0514072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-12axwg0\"><div class=\"css-f6bec6 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-1sgcv3p css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><div class=\"css-8qimkt\"><div class=\"css-186bnk2 css-lb9cx4-stack css-3sj1cp css-1bjhv8d css-1vznryd css-1soja3n\"><p>Nu exista o lege care sa prevada ca orice persoana poate obtine automat stergerea din Biroul de Credit. Fiecare situatie trebuie analizata individual, in functie de documentele existente si de circumstantele fiecarui caz.<\/p><p>Solicitarile privind corectarea sau stergerea datelor din Biroul de Credit pot avea la baza prevederile Regulamentului (UE) 2016\/679 privind protectia datelor cu caracter personal (GDPR), precum si alte acte normative aplicabile, in functie de situatia concreta.<\/p><p>GDPR stabileste drepturile persoanelor cu privire la datele lor cu caracter personal, inclusiv dreptul de acces, dreptul la rectificarea datelor, dreptul la stergerea datelor in anumite situatii si dreptul de opozitie fata de prelucrarea acestora, atunci cand sunt indeplinite conditiile prevazute de regulament.<\/p><p>Faptul ca o persoana este raportata in Biroul de Credit nu inseamna automat ca are dreptul la stergerea datelor. De asemenea, nici simpla existenta a unei raportari nu inseamna ca aceasta trebuie mentinuta pana la expirarea perioadei de 4 ani. Fiecare caz trebuie analizat individual, pe baza documentelor si a prevederilor legale aplicabile.<\/p><p>Daca doresti sa afli daca situatia ta permite formularea unei solicitari de stergere din Biroul de Credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95313ed e-con-full e-flex e-con e-child\" data-id=\"95313ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae7c049 elementor-widget elementor-widget-button\" data-id=\"ae7c049\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-10\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 10<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-859f3f9 elementor-widget elementor-widget-heading\" data-id=\"859f3f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cat dureaza stergerea din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a118f57 elementor-widget elementor-widget-text-editor\" data-id=\"a118f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Durata unei solicitari de stergere din Biroul de Credit poate varia de la un caz la altul. Nu exista un termen unic, deoarece fiecare situatie depinde de documentele existente, de institutia financiara implicata si de timpul necesar pentru analizarea solicitarii.<\/p><p>Unul dintre factorii care influenteaza durata procedurii este termenul legal de raspuns al institutiei financiare. In conformitate cu prevederile aplicabile privind protectia datelor cu caracter personal, institutia financiara are, de regula, la dispozitie pana la <strong>30 de zile<\/strong> pentru a raspunde unei solicitari. In anumite situatii exceptionale, acest termen poate fi prelungit, daca sunt indeplinite conditiile prevazute de lege.<\/p><p>Din experienta noastra, cele mai multe solicitari se solutioneaza in aproximativ <strong>1-2 luni<\/strong>. Exista insa situatii in care raspunsul poate fi primit in doar <strong>2-4 saptamani<\/strong>, dar si cazuri mai complexe care pot dura pana la 4 luni.<\/p><p>Daca este necesara formularea unei actiuni in instanta, durata procedurii poate fi mai mare si depinde de termenele stabilite de instanta de judecata.<\/p><p>Pentru a evita intarzierile, este important ca documentele sa fie analizate corect de la inceput, iar solicitarile sa fie redactate complet si sustinute de toate documentele relevante.<\/p><p>Daca doresti sa afli cat ar putea dura in cazul tau, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate oferi o estimare bazata pe situatia ta concreta.<\/p><p>Fiecare caz este diferit. Durata procedurii poate varia in functie de complexitatea situatiei, de timpul necesar institutiei financiare pentru a raspunde si de documentele care trebuie analizate.<br \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40dd040 e-con-full e-flex e-con e-child\" data-id=\"40dd040\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f99187 elementor-widget elementor-widget-button\" data-id=\"3f99187\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-11\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 11<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb77c99 elementor-widget elementor-widget-heading\" data-id=\"fb77c99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pot solicita singur stergerea din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a56fc0 elementor-widget elementor-widget-text-editor\" data-id=\"7a56fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, poti solicita singur stergerea din Biroul de Credit. Orice persoana are dreptul sa transmita o solicitare catre institutia financiara care a raportat datele si sa ceara verificarea situatiei sale.<\/p><p>Totusi, inainte de a redacta o solicitare, este recomandat sa analizezi cu atentie raportul din Biroul de Credit, contractul de credit si celelalte documente relevante. O solicitare bine argumentata trebuie sa se bazeze pe situatia concreta si pe documentele existente.<\/p><p>In practica, multe persoane nu stiu ce documente trebuie analizate, ce informatii sunt importante sau cum trebuie redactata solicitarea. Din acest motiv, unele cereri pot fi incomplete sau pot omite aspecte relevante pentru analiza cazului.<\/p><p>Daca alegi sa colaborezi cu StergereIstoricBC.ro, vom analiza gratuit documentele tale, iti vom explica daca exista motive care justifica formularea unei solicitari si, daca decizi sa mergi mai departe, te vom ajuta cu redactarea documentelor necesare.<\/p><p>Indiferent daca alegi sa faci demersurile singur sau cu ajutorul unui specialist, este important ca fiecare solicitare sa fie adaptata situatiei tale si sustinuta de documentele corespunzatoare.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3686d3f e-con-full e-flex e-con e-child\" data-id=\"3686d3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-997a1aa elementor-widget elementor-widget-button\" data-id=\"997a1aa\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-12\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 12<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-601ddc6 elementor-widget elementor-widget-heading\" data-id=\"601ddc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pot obtine un credit daca sunt raportat la Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d24d77 elementor-widget elementor-widget-text-editor\" data-id=\"2d24d77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, este posibil sa obtii un credit chiar daca esti raportat in Biroul de Credit. Totusi, aprobarea unui credit depinde de mai multi factori, iar fiecare banca sau IFN are propriile criterii de analiza.<\/p><p>Institutiile financiare nu verifica doar daca apari in Biroul de Credit. Acestea pot analiza si alte aspecte, cum ar fi valoarea veniturilor, gradul de indatorare, vechimea la locul de munca, tipul raportarii din Biroul de Credit, scorul FICO si politica interna de creditare.<\/p><p>In unele situatii, raportarea din Biroul de Credit poate reduce sansele de aprobare sau poate determina banca sa solicite documente suplimentare. In alte cazuri, creditul poate fi aprobat daca sunt indeplinite celelalte conditii de eligibilitate.<\/p><p>Daca ai fost deja refuzat la un credit din cauza informatiilor din Biroul de Credit, este recomandat sa verifici raportul tau si sa analizezi daca datele raportate sunt corecte si actualizate. In anumite situatii, poate exista posibilitatea formularii unei solicitari de corectare sau, dupa caz, de stergere a datelor raportate.<\/p><p>Daca doresti sa afli daca raportarea din Biroul de Credit iti afecteaza sansele de a obtine un nou credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b2f6b0 e-con-full e-flex e-con e-child\" data-id=\"7b2f6b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1faf841 elementor-widget elementor-widget-button\" data-id=\"1faf841\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-13\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 13<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4374c elementor-widget elementor-widget-heading\" data-id=\"1c4374c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">De ce am fost refuzat de banca si de ifn sa accesz un credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f765793 elementor-widget elementor-widget-text-editor\" data-id=\"f765793\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Exista mai multe motive pentru care o banca sau un IFN poate refuza o cerere de credit. Fiecare institutie financiara are propriile criterii de analiza si propria politica de creditare, astfel incat doua persoane aflate in situatii asemanatoare pot primi decizii diferite.<\/p><p>Unul dintre motive poate fi existenta unei raportari in Biroul de Credit. Totusi, aceasta nu este singurul criteriu analizat. Institutiile financiare iau in considerare si veniturile, gradul de indatorare, stabilitatea locului de munca, scorul FICO, istoricul de creditare si alte informatii relevante.<\/p><p>De asemenea, o cerere de credit poate fi refuzata daca veniturile sunt considerate insuficiente, daca exista prea multe credite aflate in derulare sau daca solicitantul nu indeplineste conditiile interne de creditare ale institutiei financiare.<\/p><p>Daca ai fost refuzat la un credit, este recomandat sa verifici raportul din Biroul de Credit si sa analizezi motivele care au dus la aceasta decizie. In unele situatii, raportul poate contine informatii care necesita clarificari sau verificari suplimentare.<\/p><p>Daca doresti sa afli daca raportarea din Biroul de Credit a influentat refuzul creditului sau daca exista motive pentru formularea unei solicitari de corectare ori, dupa caz, de stergere a datelor raportate, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-649b10c e-con-full e-flex e-con e-child\" data-id=\"649b10c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b76c48c elementor-widget elementor-widget-button\" data-id=\"b76c48c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-14\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 14<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-006bf56 elementor-widget elementor-widget-heading\" data-id=\"006bf56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Raportarea din Biroul de Credit imi afecteaza scorul FICO?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfc5e8b elementor-widget elementor-widget-text-editor\" data-id=\"dfc5e8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, raportarea din Biroul de Credit poate influenta scorul FICO. Totusi, nu orice informatie inregistrata in Biroul de Credit are acelasi impact asupra scorului. Acesta este calculat pe baza mai multor factori, iar fiecare situatie este diferita.<\/p><p>Scorul FICO este utilizat de multe banci si institutii financiare pentru a evalua riscul atunci cand analizeaza o cerere de credit. Un scor mai mare poate creste sansele de aprobare, in timp ce un scor mai scazut poate determina institutia financiara sa analizeze mai atent dosarul sau chiar sa respinga cererea de credit.<\/p><p>Printre factorii care pot influenta scorul FICO se numara istoricul platilor, restantele raportate, numarul creditelor existente, solicitarile recente de credit si alte informatii inregistrate in Biroul de Credit.<\/p><p>Daca ai fost raportat cu restante, este posibil ca acest lucru sa influenteze scorul FICO. Totusi, impactul difera de la o persoana la alta si depinde de ansamblul informatiilor existente in raportul de credit.<\/p><p>Daca doresti sa afli daca raportarea din Biroul de Credit iti afecteaza scorul FICO sau sansele de a obtine un nou credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5c4e12 e-con-full e-flex e-con e-child\" data-id=\"a5c4e12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ebc935 elementor-widget elementor-widget-button\" data-id=\"8ebc935\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-15\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 15<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b2c406 elementor-widget elementor-widget-heading\" data-id=\"7b2c406\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Daca incerc de mai multe ori sa iau credit de la institutii financiare si sunt refuzat imi scade scorul FICO?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36eb346 elementor-widget elementor-widget-text-editor\" data-id=\"36eb346\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, solicitarile repetate de credit intr-o perioada scurta pot influenta scorul FICO. De fiecare data cand soliciti un credit, banca sau IFN-ul poate consulta raportul tau din Biroul de Credit pentru a analiza cererea.<\/p><p>Daca depui mai multe cereri de credit la intervale scurte si acestea sunt respinse, acest lucru poate fi interpretat ca un semn ca intampini dificultati in obtinerea finantarii. In anumite situatii, acest aspect poate avea un impact asupra scorului FICO.<\/p><p>Acest lucru nu inseamna ca o singura solicitare de credit iti va afecta semnificativ scorul. Totusi, un numar mare de cereri depuse intr-un timp scurt poate influenta analiza efectuata de institutiile financiare.<\/p><p>Daca ai fost deja refuzat la un credit, este recomandat sa verifici mai intai raportul din Biroul de Credit si sa intelegi motivele care au dus la acel refuz, inainte de a depune noi solicitari la alte banci sau IFN-uri.<\/p><p>Daca doresti sa afli daca raportarea din Biroul de Credit sau scorul FICO iti afecteaza sansele de a obtine un nou credit, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f27da4e e-con-full e-flex e-con e-child\" data-id=\"f27da4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b86d65 elementor-widget elementor-widget-button\" data-id=\"9b86d65\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-16\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 16<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3087024 elementor-widget elementor-widget-heading\" data-id=\"3087024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dupa stergere pot solicita din nou un credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a18a1 elementor-widget elementor-widget-text-editor\" data-id=\"c7a18a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, dupa stergerea datelor din Biroul de Credit poti solicita din nou un credit. Totusi, stergerea raportarii nu inseamna automat ca banca sau IFN-ul va aproba cererea de credit.<\/p><p>Fiecare institutie financiara analizeaza dosarul in functie de propriile criterii de creditare. Pe langa informatiile din Biroul de Credit, pot fi luate in considerare veniturile, gradul de indatorare, vechimea la locul de munca, scorul FICO si alte aspecte relevante.<\/p><p>Daca raportarea din Biroul de Credit reprezenta unul dintre motivele pentru care ai fost refuzat in trecut, eliminarea acesteia poate imbunatati sansele de a obtine un nou credit. Cu toate acestea, decizia finala apartine intotdeauna institutiei financiare la care depui cererea.<\/p><p>Inainte de a solicita un nou credit, este recomandat sa verifici raportul din Biroul de Credit pentru a te asigura ca datele au fost actualizate si sa analizezi daca indeplinesti si celelalte conditii de creditare.<\/p><p>Daca doresti sa afli daca situatia ta iti permite sa soliciti un nou credit sau daca raportarea din Biroul de Credit iti afecteaza in continuare sansele de aprobare, echipa StergereIstoricBC.ro iti poate analiza gratuit documentele si iti poate explica ce optiuni ai.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9bc568 e-con-full e-flex e-con e-child\" data-id=\"b9bc568\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cb363b elementor-widget elementor-widget-button\" data-id=\"7cb363b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-17\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 17<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-884ed15 elementor-widget elementor-widget-heading\" data-id=\"884ed15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Analiza dosarului este gratuita?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23a1ee0 elementor-widget elementor-widget-text-editor\" data-id=\"23a1ee0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, analiza initiala a dosarului este gratuita. Inainte de a incepe orice colaborare, analizam documentele pe care ni le pui la dispozitie pentru a intelege situatia ta si pentru a verifica daca exista motive care pot justifica formularea unei solicitari de stergere din Biroul de Credit.<\/p><p>In cadrul analizei, verificam raportul din Biroul de Credit, documentele primite de la banca sau IFN si alte informatii relevante pentru cazul tau. Scopul analizei este sa stabilim daca exista argumente care merita analizate in detaliu.<\/p><p>Dupa finalizarea analizei, iti vom explica concluziile intr-un limbaj usor de inteles si iti vom spune daca apreciem ca exista posibilitatea formularii unei solicitari. Daca, in urma analizei, consideram ca nu exista argumente suficiente, iti vom comunica acest lucru in mod deschis.<\/p><p>Analiza gratuita nu te obliga sa colaborezi cu noi. Decizia de a continua sau nu iti apartine in totalitate.<\/p><p>Daca doresti sa beneficiezi de analiza gratuita, ne poti trimite documentele tale, iar noi le vom verifica si iti vom comunica concluziile in cel mai scurt timp posibil.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f594c4 e-con-full e-flex e-con e-child\" data-id=\"5f594c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd5ca6b elementor-widget elementor-widget-button\" data-id=\"cd5ca6b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-18\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 18<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab01461 elementor-widget elementor-widget-heading\" data-id=\"ab01461\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cat costa serviciul de stergere din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-354b37a elementor-widget elementor-widget-text-editor\" data-id=\"354b37a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Costul serviciului de stergere din Biroul de Credit difera de la un caz la altul. Nu exista un pret fix, deoarece fiecare situatie este diferita si necesita o analiza individuala.<\/p><p>Inainte de a stabili costul serviciului, analizam gratuit documentele tale pentru a intelege complexitatea cazului si pentru a verifica daca exista motive care justifica formularea unei solicitari.<\/p><p>Dupa finalizarea analizei gratuite, iti vom comunica in mod transparent costul serviciului, pasii care trebuie urmati si ce presupune colaborarea. Vei primi toate informatiile necesare inainte de a lua o decizie.<\/p><p>Nu percepem niciun cost pentru analiza initiala a documentelor, iar aceasta nu te obliga sa colaborezi cu noi. Decizia de a continua iti apartine in totalitate.<\/p><p>Daca doresti sa afli care ar fi costul in cazul tau, ne poti trimite documentele pentru analiza gratuita, iar dupa evaluare iti vom comunica oferta personalizata.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b922850 e-con-full e-flex e-con e-child\" data-id=\"b922850\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85138d5 elementor-widget elementor-widget-button\" data-id=\"85138d5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-19\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 19<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-510aff5 elementor-widget elementor-widget-heading\" data-id=\"510aff5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum incep colaborarea?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb4297b elementor-widget elementor-widget-text-editor\" data-id=\"fb4297b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inceperea colaborarii este simpla. Primul pas este completarea formularului de pe site si transmiterea documentelor necesare pentru analiza gratuita.<\/p><p>Dupa ce primim formularul, vom analiza informatiile si documentele transmise. Daca este nevoie de clarificari sau de documente suplimentare, te vom contacta.<\/p><p>La finalul analizei iti vom comunica concluziile, iti vom explica daca apreciem ca exista argumente pentru formularea unei solicitari si iti vom prezenta pasii urmatori. Abia dupa aceea vei decide daca doresti sa continuam colaborarea.<\/p><p>Daca ai intrebari inainte de completarea formularului sau ai nevoie de ajutor, ne poti scrie si pe WhatsApp. Iti vom raspunde cu placere si te vom ghida in proces.<\/p><p>Recomandam completarea formularului deoarece acesta ne permite sa primim toate informatiile necesare pentru analiza cazului tau si ne ajuta sa iti oferim un raspuns mai rapid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cd7591 e-con-full e-flex e-con e-child\" data-id=\"7cd7591\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f2289a elementor-widget elementor-widget-button\" data-id=\"7f2289a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-20\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 20<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73c16a6 elementor-widget elementor-widget-heading\" data-id=\"73c16a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cat dureaza analiza documentelor?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4387b4d elementor-widget elementor-widget-text-editor\" data-id=\"4387b4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Durata analizei documentelor depinde de complexitatea fiecarui caz si de numarul documentelor care trebuie verificate. Ne dorim sa oferim o analiza atenta, nu un raspuns grabit.<\/p><p>In cele mai multe situatii, analiza gratuita este finalizata in aproximativ <strong>1 zi<\/strong>. Daca sunt necesare verificari suplimentare sau lipsesc anumite documente, perioada de analiza poate fi mai lunga.<\/p><p>In timpul analizei verificam raportul din Biroul de Credit, documentele primite de la banca sau IFN si alte informatii relevante pentru a intelege situatia ta si pentru a stabili daca exista motive care justifica formularea unei solicitari.<\/p><p>Dupa finalizarea analizei, iti vom comunica concluziile intr-un limbaj usor de inteles. Daca apreciem ca exista argumente pentru continuarea demersurilor, iti vom explica pasii urmatori si costul serviciului. Daca nu identificam argumente suficiente, iti vom comunica acest lucru in mod transparent.<\/p><p>Scopul nostru este sa iti oferim o evaluare corecta si obiectiva, astfel incat sa poti lua o decizie informata cu privire la pasii urmatori.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab0e9eb e-con-full e-flex e-con e-child\" data-id=\"ab0e9eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77a4a92 elementor-widget elementor-widget-button\" data-id=\"77a4a92\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-21\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 21<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f3f5d7 elementor-widget elementor-widget-heading\" data-id=\"2f3f5d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum ies din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-470cb08 elementor-widget elementor-widget-text-editor\" data-id=\"470cb08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu exista o procedura prin care o persoana sa &#8220;iasa&#8221; complet din Biroul de Credit. Biroul de Credit este o baza de date utilizata de banci si IFN-uri pentru schimbul de informatii privind istoricul de creditare al clientilor.<\/p><p>Daca ai sau ai avut credite, este posibil ca anumite informatii despre acestea sa fie inregistrate in Biroul de Credit. Scopul acestei baze de date este de a sprijini institutiile financiare in analiza cererilor de credit.<\/p><p>In cazul in care consideri ca anumite raportari sunt incorecte, neactualizate sau exista motive care justifica verificarea acestora, poti solicita analizarea situatiei tale. Fiecare caz trebuie evaluat individual, pe baza documentelor disponibile.<\/p><p>Daca, in urma analizei, se constata ca exista temeiuri pentru formularea unei solicitari, se pot incepe demersurile necesare. In schimb, daca nu exista argumente suficiente, datele vor ramane inregistrate conform regulilor aplicabile.<\/p><p>Daca doresti sa afli ce posibilitati ai in cazul tau, ne poti trimite documentele pentru o analiza gratuita. Iti vom explica situatia pe intelesul tau si iti vom spune ce optiuni exista.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bdfb2b e-con-full e-flex e-con e-child\" data-id=\"5bdfb2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9c760a elementor-widget elementor-widget-button\" data-id=\"e9c760a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-22\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 22<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4936fba elementor-widget elementor-widget-heading\" data-id=\"4936fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum sterg istoricul din Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-925d2db elementor-widget elementor-widget-text-editor\" data-id=\"925d2db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Stergerea istoricului din Biroul de Credit nu se realizeaza printr-o simpla cerere si nu este posibila in orice situatie. Fiecare caz trebuie analizat individual, pe baza documentelor si a modului in care au fost raportate informatiile.<\/p><p>In general, solicitarile de stergere vizeaza raportarile aferente contractelor de credit inchise. Daca un contract este in continuare activ si exista restante raportate, de regula acestea nu pot face obiectul unei solicitari de stergere, deoarece raportarea reflecta situatia actuala a creditului.<\/p><p>Primul pas este verificarea raportului din Biroul de Credit si analizarea documentelor primite de la banca sau IFN. In functie de situatia concreta, se poate stabili daca exista motive care justifica formularea unei solicitari de stergere a anumitor raportari.<\/p><p>Daca, in urma analizei, consideri ca exista motive pentru formularea unei solicitari de stergere, poti transmite o cerere scrisa catre institutia de credit care a efectuat raportarea. In functie de modalitatile puse la dispozitie de banca sau IFN, solicitarea poate fi transmisa prin e-mail sau prin posta, utilizand datele de contact comunicate de aceasta.<\/p><p>Redactarea unei solicitari bine argumentate este importanta, deoarece fiecare situatie este diferita. Din acest motiv, recomandam ca documentele sa fie analizate inainte de trimiterea unei cereri, pentru a stabili daca exista argumente relevante si ce informatii ar trebui incluse in solicitare.<\/p><p>Daca, in urma analizei, se constata ca exista argumente relevante, pot fi initiate demersurile necesare catre institutia financiara care a efectuat raportarea. In schimb, daca nu exista temeiuri suficiente, raportarea va ramane inregistrata conform regulilor aplicabile.<\/p><p>Este important de stiut ca plata integrala a unui credit sau a unei restante nu conduce automat la stergerea istoricului din Biroul de Credit. Fiecare situatie trebuie analizata separat.<\/p><p>Daca doresti sa afli ce posibilitati ai in cazul tau, ne poti trimite documentele pentru o analiza gratuita. Iti vom explica situatia pe intelesul tau si iti vom spune ce optiuni exista.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02bb9b8 e-con-full e-flex e-con e-child\" data-id=\"02bb9b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76e9278 elementor-widget elementor-widget-button\" data-id=\"76e9278\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-23\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 23<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5133a4 elementor-widget elementor-widget-heading\" data-id=\"b5133a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cum verific daca sunt in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05b5f5c elementor-widget elementor-widget-text-editor\" data-id=\"05b5f5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Daca doresti sa verifici daca figurezi in Biroul de Credit, poti obtine raportul tau de credit prin una dintre urmatoarele variante:<\/p><ul><li>solicita gratuit raportul de pe <strong>www.birouldecredit.ro<\/strong>, site-ul oficial al Biroului de Credit.<\/li><li>Obtine raportul prin aplicatia<strong> www.scorerise.ro<\/strong><\/li><li><span style=\"font-size: 16px;\">Solicita raportul unei banci sau unui IFN in cadrul procesului de analiza a unei cereri de credit.<\/span><\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-521758a e-con-full e-flex e-con e-child\" data-id=\"521758a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-714853a elementor-widget elementor-widget-button\" data-id=\"714853a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-24\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 24<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebbb4c9 elementor-widget elementor-widget-heading\" data-id=\"ebbb4c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Daca platesc datoria, se sterge automat raportarea?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca1999c elementor-widget elementor-widget-text-editor\" data-id=\"ca1999c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nu. Plata datoriei nu conduce automat la stergerea raportarii din Biroul de Credit. In general, raportarea ramane inregistrata pana la expirarea perioadei de stocare prevazute de regulile Biroului de Credit. Totusi, in anumite situatii, poate exista posibilitatea formularii unei solicitari de stergere inainte de implinirea acestui termen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c9dc9a e-con-full e-flex e-con e-child\" data-id=\"4c9dc9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7a53d5 elementor-widget elementor-widget-button\" data-id=\"e7a53d5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-25\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 25<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea517e7 elementor-widget elementor-widget-heading\" data-id=\"ea517e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pot fi sters din Biroul de Credit daca am avut intarzieri?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ef58a3 elementor-widget elementor-widget-text-editor\" data-id=\"1ef58a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da, este posibil. Faptul ca ai avut intarzieri la plata nu exclude posibilitatea formularii unei solicitari de stergere din Biroul de Credit. Fiecare caz este diferit si trebuie analizat individual pentru a stabili daca exista motive care justifica acest demers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b4eb98 e-con-full e-flex e-con e-child\" data-id=\"8b4eb98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c808ac2 elementor-widget elementor-widget-button\" data-id=\"c808ac2\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-26\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 26<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ae9b61 elementor-widget elementor-widget-heading\" data-id=\"0ae9b61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce inseamna categoria L in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5960288 elementor-widget elementor-widget-text-editor\" data-id=\"5960288\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Categoria L din Biroul de Credit indica faptul ca institutia financiara a inregistrat o pierdere in legatura cu acel contract de credit. Aceasta categorie poate aparea atunci cand banca sau IFN-ul considera ca exista o pierdere financiara, chiar daca datoria poate continua sa existe sau sa fie recuperata prin alte mijloace.<\/p><p>Daca raportul tau din Biroul de Credit contine categoria L si doresti sa afli ce inseamna in cazul tau sau daca raportarea poate fi verificata, ne poti transmite documentele pentru o analiza gratuita.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b39bfc e-con-full e-flex e-con e-child\" data-id=\"0b39bfc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2b5440 elementor-widget elementor-widget-button\" data-id=\"f2b5440\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-27\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 27<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d12ec61 elementor-widget elementor-widget-heading\" data-id=\"d12ec61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce inseamna categoria G in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4cf439 elementor-widget elementor-widget-text-editor\" data-id=\"f4cf439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Categoria G din Biroul de Credit indica faptul ca respectivul contract de credit a fost transmis catre recuperare sau catre o entitate care se ocupa de recuperarea creantelor. Aceasta categorie nu inseamna ca datoria a fost stearsa, ci doar reflecta situatia inregistrata pentru acel contract.\u00a0<\/p><p>Daca raportul tau din Biroul de Credit contine categoria G si doresti sa afli ce inseamna in cazul tau sau daca raportarea poate fi verificata, ne poti transmite documentele pentru o analiza gratuita.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6458276 e-con-full e-flex e-con e-child\" data-id=\"6458276\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d732e8 elementor-widget elementor-widget-button\" data-id=\"2d732e8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"section-28\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Part 28<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-578e1e5 elementor-widget elementor-widget-heading\" data-id=\"578e1e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce inseamna categoria 6 in Biroul de Credit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea9866d elementor-widget elementor-widget-text-editor\" data-id=\"ea9866d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Categoria 6 din Biroul de Credit indica o intarziere la plata de <strong>peste 180 de zile<\/strong>. Este cea mai mare categorie de intarziere utilizata in raportul de credit si arata ca obligatiile de plata au ramas neachitate o perioada indelungata.<\/p><p>Daca figurezi cu categoria 6 si doresti sa afli ce inseamna in cazul tau sau daca raportarea poate fi verificata, ne poti transmite documentele pentru o analiza gratuita.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Vrei sa stergi istoricul din Biroul de Credit? Iti spunem clar daca se poate face ceva in cazul tau Verificam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-624","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/pages\/624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/comments?post=624"}],"version-history":[{"count":568,"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/pages\/624\/revisions"}],"predecessor-version":[{"id":2001,"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/pages\/624\/revisions\/2001"}],"wp:attachment":[{"href":"https:\/\/stergereistoricbc.ro\/index.php\/wp-json\/wp\/v2\/media?parent=624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}